PRIVACY POLICY

Welcom to www.harshubh.com (“Website”), operated by Harshubh Mahesh Shah (“HMS”, “we,” “us,” or “our”). This Website provides educational and informational content in the field of financial literacy and financial awareness. HMS collects, uses, discloses, and protects information when you access or use this Website.

By accessing or using the Website, including any of its features, or Services, you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by the terms set forth in this policy (“Privacy Policy”/ “Policy”). If you do not agree with this Privacy Policy, you must refrain from using the Website.

The Website is not intended for individuals under the age of 18 (Eighteen). We do not knowingly collect Personal Information from children. If you are a parent or guardian and believe that your child has provided us with Personal Information, please contact us at the address provided below to request the deletion of such information.

All capitalized terms not defined herein shall have the meaning ascribed to them in the Terms.

Before you submit any information to the Website, please read this Privacy Policy for an explanation of how we will treat your information. By using any part of the Website, you consent to the collection, use, disclosure and transfer of your Personal Information for the purposes outlined in this Privacy Policy and to the collection, processing  andmaintenance of this Privacy Policy and of the collection, use and disclosure of your Personal Information in accordance with this Privacy Policy. While you have the option not to provide us with certain Personal Information withdraw your consent to collect certain information, request temporary suspension of collection of Personal Information or request deletion of Personal Information collected, kindly note that in such an event you may not be take full advantage of the entire scope of Products and Services offered to you and we reserve the right not to
provide you with our Services. We may periodically review and change our Privacy Policy to incorporate such future changes as may be considered appropriate. We will notify you about the change. Any changes to our Privacy Policy will be posted on this page, so you are always aware of what information we collect, how we use it, how we store it and under what circumstances we disclose it.



COLLECTING PERSONAL INFORMATION

When you visit the Website, we collect certain information about your device, your interaction with the Website, and information necessary to process your purchases. We may also collect additional information if you contact us for customer support. In this Privacy Policy, we refer to any information that can uniquely identify an individual (including the information below) as “Personal Information”. See the list below for more information
about what Personal Information we collect and why.

1. Device information
When you access our Website, we may automatically collect certain information about your device, including, but not limited to, your web browser version, IP address, time zone, cookie information, as well as details about the websites or products you view, search terms, and your interactions with our Website. This information is collected using technologies such as cookies, log files, web beacons, tags, and pixels. The purpose of collecting device information is to ensure the accurate loading of our Website and to perform analytics on Website usage to enhance and optimize our Website's performance. We may share this information with our third-party service providers or processors for business purposes.

2. Course Enrolment and Payment Information
When you subscribe for the course through our Website, we may collect certain Personal Information, including your name, address, payment details (such as credit/debit card information or UPI details), email address, and phone number. This information is collected directly from you to facilitate course registration, process payment transactions, generate invoices, and provide access to the enrolled course. Additionally, this information may be used to communicate with you regarding your enrollment, send course-related updates, verify transactions for security purposes, and, where permitted by your preferences, share relevant information about other courses, services, or promotional offers. We may share this information with our third-party payment processors or service providers as necessary to fulfill these business functions securely and efficiently.

3. Customer Support information
When you contact our customer support, we may collect certain personal information to provide effective support services and address your inquiries. This information is collected directly from you and is used solely for customer support purposes.


USING PERSONAL INFORMATION

We use your Personal Information to provide our Services to you, which includes:

1. When you subscribe to a course or engage with our Services, we use your Personal Information to process payments, confirm enrolments, and provide access to the chosen course and other Services through the Website. This includes but not limited to verifying payment details, issuing invoices, and sending confirmation emails and replying to inquiries. Where necessary, we may share your information with trusted third-party payment processors to ensure secure transactions.

2. We may use your contact details to share course-related updates, transactional information, and important notifications. Additionally, if you opt to receive marketing communications, we may send promotional emails about new courses, services, and exclusive offers. You can manage your preferences or unsubscribe at any time using the provided link in our emails.

3. To provide seamless support, we use your information to respond to inquiries, resolve issues, and offer assistance related to our courses and Services. Communication records may be retained for quality assurance, training, and service improvement purposes.

4. We analyze User interactions on the Website to monitor performance, enhance content, and improve overall functionality. This may involve the use of cookies and similar technologies to understand browsing behaviour and preferences, allowing us to offer a more personalized experience.

5. We process and store Personal Information as required to comply with applicable legal and regulatory obligations, including fraud prevention, tax compliance, and responding to lawful requests from authorities. Data may be retained for auditing and compliance purposes, in accordance with relevant regulations.



SHARING OF PERSONAL INFORMATION

HMS may share Personal Information as provided by you and concerning your usage of the Website. Your Personal Information will not be sold, distributed, or leased to third parties unless:

 You provide explicit consent.
 It is required to comply with legal obligations, court orders, or governmental requests.
 It is shared with service providers (e.g., payment gateways, hosting platforms) to deliver services.

By using the Website, you hereby expressly agree and grant consent to the collection, use and storage of your Personal Information by HMS. HMS reserves the right to share, disclose and transfer information collected hereunder with its affiliates and group entities. In the event, HMS sells or transfers all or a portion of its business assets, consumer information may be one of the business assets that are shared, disclosed or transferred as part of the transaction. You hereby expressly grant consent permission to HMS for disclosure and transfer of
Personal Information to such third parties.

HMS also includes links of other websites and social medias’. Such websites and social medias’ are governed by their respective privacy policies, which are beyond HMS’s control. Once the User leaves HMS’s servers (the User can tell where he/she is by checking the URL in the location bar on the User’s browser), use of any information provided by the User is governed by the privacy policy of the operator of the site which the User is visiting. That
policy may differ from HMS’s own. If the User can’t find the privacy policy of any these sites via a link from their homepage, the User may contact them directly for more information. HMS is not responsible for the privacy practices or the content of such sites.



PROTECTION OF PERSONAL INFORMATION

We implement a variety of security measures to maintain the safety of your Personal Information. Your Personal Information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. All sensitive information is encrypted during storage and transmission.



COOKIES

We use cookies and similar tracking technologies to enhance your browsing experience and gather information about how you interact with our Website. These technologies help us understand user preferences, deliver personalized content, and analyse Website traffic for continuous improvement. Cookies also enable various Website functions, ensuring a seamless and personalized User experience. You have the option to manage or disable cookies through your browser settings. While most browsers allow you to block or delete cookies, please note that doing so may affect the functionality and overall experience on our Website. For more information on managing cookies, please refer to your browser’s help section.




CONDITION OF USE

HMS does not warrant that this Website, it’s servers, or email sent by us or on our behalf are virus free. HMS will not be liable for any damages of any kind arising from the use of this Website, including, but not limited to compensatory, direct, indirect, incidental, punitive, special and consequential damages, loss of data, goodwill, business opportunity, income or profit, loss of or damage to property and claims of third parties. in no event will HMS be liable for any damages whatsoever in an amount.



RETENTION OF DATA

Your Personal Information may be retained and may continue to be used until: (i) the relevant purposes for the use of your Personal Information described in this Privacy Policy are no longer applicable; and (ii) we are no longer required by applicable law, regulations, contractual obligations or legitimate business purposes to retain your personal information and the retention of your personal information is not required for the establishment, exercise
or defence of any legal claim.




MODIFICATION AND DELETION PERSONAL INFORMATION

Users have the right to request the modification or deletion of their Personal Information held by HMS. To exercise this right, Users must submit a written request via email to support@harshubh.com, specifying whether they wish to update or delete their Personal Information.

Upon receipt of such a request, HMS will take reasonable steps to respond promptly and, in any event, within one month of the later of: (i) The date of receipt of the User’s written request; or (ii) The date of receipt of any additional information requested by HMS to verify the User’s identity or to process the request in compliance with applicable laws.

In the case of a deletion request, HMS will ensure that the User’s Personal Information is securely and completely removed from its systems, except where retention is required by law or necessary for legitimate business purpose in an anonymized form.



GOVERNING LAW AND JURISDICTION

By visiting this Website, you agree that the laws of the India without regard to its conflict of laws principles, govern this Privacy Policy and any dispute arising in respect hereof shall be subject to and governed by the dispute resolution process set out in the Website’s Terms of Use available at "Terms and Conditions".



CONTACT US

For any questions or clarifications with respect to this Privacy Policy or any complaints, comments, concerns or feedback, please contact us through the following details: In case of any query or further assistance, please contact us at:

Contact Number: +91 78769 03904
WhatsApp us on: +91 98600 35254
General Queries: support@harshubh.com